HRK to PEN Historical Rates

Analyze long-term market trends and access daily historical data for the HRK/PEN pair.

10-YEAR HIGH
0.6501 PEN
10-YEAR LOW
0.4588 PEN
10-YEAR AVERAGE
0.5317 PEN

10-Year HRK to PEN Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the HRK to PEN exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on September 7, 2021, when the pair was valued at 0.6501. Conversely, the absolute lowest rate of the decade was recorded on February 21, 2017, dropping to a support floor of 0.4588.

This peak-to-trough range represents a total macro spread of 0.1913 PEN. From a long-term perspective, comparing the decade's oldest annual average of 0.4933 (in 2016) to the newest annual average of 0.5244 (in 2026), the exchange rate registered a net shift of +6.30%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 0.5429, showing a variance of 0.0222 points compared to the older 5-year average of 0.5207.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 HRK over the decade:

Decade Peak High 3,251 PEN
10-Year Average 2,659 PEN
Decade Trough Low 2,294 PEN
Macro Timing Impact: A difference of 956.45 PEN purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

0.6613
0.4461
201620182020202220242026

HRK to PEN Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 0.5207, compared to 0.5429 in the recent 5 years. This shows that the rate was stronger in the recent 5 years (post-5yr baseline) by a margin of 0.0222 points.

Older 5 Yrs Avg 0.5207
Recent 5 Yrs Avg 0.5429

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2020, with a trading range of 0.1099 PEN (High: 0.5898 / Low: 0.4799). Conversely, 2019 was the most stable year, with a range of 0.0276 PEN (High: 0.5212 / Low: 0.4937).

2020 Spread (Volatile) ±0.1099
2019 Spread (Stable) ±0.0276

Decade Growth & Declines

Macro Trends

Between 2016 and 2018, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 2 straight years. Conversely, the sharpest year-over-year decline occurred between 2021 and 2022, when the average rate fell by 0.0736 points.

Longest Streak 2 Yrs.
Sharpest YoY Drop -0.0736

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 0.4933) against the newest annual average (2026: 0.5244), the exchange rate shifted by +0.0311 (+6.30%).

2016 Baseline Avg 0.4933
2026 Current Avg 0.5244

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-30 0.5128
2026-07-29 0.5134
2026-07-28 0.5139
2026-07-27 0.5142
2026-07-26 0.5138
2026-07-25 0.5137
2026-07-24 0.5138
2026-07-23 0.5138
2026-07-22 0.5150
2026-07-21 0.5144
2026-07-20 0.5140
2026-07-19 0.5143
2026-07-18 0.5145
2026-07-17 0.5149
2026-07-16 0.5150
2026-07-15 0.5167
2026-07-14 0.5177
2026-07-13 0.5160
2026-07-12 0.5151
2026-07-11 0.5140
2026-07-10 0.5153
2026-07-09 0.5161
2026-07-08 0.5160
2026-07-07 0.5156
2026-07-06 0.5165
2026-07-05 0.5167
2026-07-04 0.5168
2026-07-03 0.5171
2026-07-02 0.5176
2026-07-01 0.5164
2026-06-30 0.5172

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