2011 HRK to PEN Historical Review

YEARLY HIGH

0.5722 PEN

YEARLY LOW

0.4621 PEN

YEARLY AVERAGE

0.5159 PEN

2011 HRK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.5722. Conversely, the yearly low was recorded on December 29, dropping to 0.4621.

This high-to-low spread represents a total annual volatility of 0.1101 PEN. From a start-to-finish perspective, comparing the January average rate of 0.5037 to the December average rate of 0.4731, the exchange rate registered a net change of -6.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.5722 was down 4.69% compared to the 2010 peak of 0.6003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,861 PEN

2010 Average 2,735 PEN

Yearly Trough Low 2,310 PEN

Transaction Impact: A difference of 550.54 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.5607

0.4652

JanuMarcMayJulySeptNove

HRK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5280, compared to 0.5037 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0244 points.

H1 Avg (Jan–Jun) 0.5280

H2 Avg (Jul–Dec) 0.5037

Volatility Range Comparison

Volatility

The most volatile month in 2011 was May, with a trading range of 0.0519 PEN (High: 0.5722 / Low: 0.5203). On the other end, August was the most stable month, with a tight range of 0.0097 PEN (High: 0.5316 / Low: 0.5219).

May Spread (Volatile) ±0.0519

August Spread (Stable) ±0.0097

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0218 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2011: 0.5384) against the same month in 2010 (average: 0.5213), the exchange rate shifted by +0.0171 (+3.28%).

2011 Avg (May) 0.5384

2010 Avg (May) 0.5213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5129	0.4897	0.5037
February	0.5175	0.5021	0.5103
March	0.5402	0.5167	0.5264
April	0.5693	0.5387	0.5528
May	0.5722	0.5203	0.5384
June	0.5493	0.5256	0.5368
July	0.5390	0.5153	0.5273
August	0.5316	0.5219	0.5262
September	0.5215	0.4964	0.5044
October	0.5120	0.4890	0.5013
November	0.4987	0.4788	0.4897
December	0.4853	0.4621	0.4731