2018 HRK to PEN Historical Review

YEARLY HIGH

0.5477 PEN

YEARLY LOW

0.5025 PEN

YEARLY AVERAGE

0.5231 PEN

2018 HRK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 0.5477. Conversely, the yearly low was recorded on August 14, dropping to 0.5025.

This high-to-low spread represents a total annual volatility of 0.0452 PEN. From a start-to-finish perspective, comparing the January average rate of 0.5278 to the December average rate of 0.5169, the exchange rate registered a net change of -2.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5477 was up 4.06% compared to the 2017 peak of 0.5263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,738 PEN

2017 Average 2,468 PEN

Yearly Trough Low 2,512 PEN

Transaction Impact: A difference of 226.21 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5422

0.5084

JanuMarcMayJulySeptNove

HRK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5302, compared to 0.5161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0141 points.

H1 Avg (Jan–Jun) 0.5302

H2 Avg (Jul–Dec) 0.5161

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0226 PEN (High: 0.5384 / Low: 0.5159). On the other end, July was the most stable month, with a tight range of 0.0067 PEN (High: 0.5214 / Low: 0.5147).

January Spread (Volatile) ±0.0226

July Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0109 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.5394) against the same month in 2017 (average: 0.4659), the exchange rate shifted by +0.0735 (+15.77%).

2018 Avg (February) 0.5394

2017 Avg (February) 0.4659

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5384	0.5159	0.5278
February	0.5477	0.5337	0.5394
March	0.5444	0.5338	0.5390
April	0.5391	0.5282	0.5343
May	0.5300	0.5122	0.5234
June	0.5218	0.5113	0.5171
July	0.5214	0.5147	0.5178
August	0.5188	0.5025	0.5112
September	0.5234	0.5154	0.5189
October	0.5211	0.5100	0.5157
November	0.5204	0.5099	0.5162
December	0.5228	0.5125	0.5169