2015 HRK to PGK Historical Review

YEARLY HIGH

0.4340 PGK

YEARLY LOW

0.3642 PGK

YEARLY AVERAGE

0.4033 PGK

2015 HRK to PGK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to PGK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.4340. Conversely, the yearly low was recorded on March 14, dropping to 0.3642.

This high-to-low spread represents a total annual volatility of 0.0698 PGK. From a start-to-finish perspective, comparing the January average rate of 0.3934 to the December average rate of 0.4259, the exchange rate registered a net change of 8.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4340 was down 16.04% compared to the 2014 peak of 0.5169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,170 PGK

2014 Average 2,239 PGK

Yearly Trough Low 1,821 PGK

Transaction Impact: A difference of 348.92 PGK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4313

0.3706

JanuMarcMayJulySeptNove

HRK to PGK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3903, compared to 0.4162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0259 points.

H1 Avg (Jan–Jun) 0.3903

H2 Avg (Jul–Dec) 0.4162

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0318 PGK (High: 0.4294 / Low: 0.3976). On the other end, February was the most stable month, with a tight range of 0.0073 PGK (High: 0.3913 / Low: 0.3839).

August Spread (Volatile) ±0.0318

February Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0125 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.4263) against the same month in 2014 (average: 0.4152), the exchange rate shifted by +0.0110 (+2.66%).

2015 Avg (October) 0.4263

2014 Avg (October) 0.4152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4089	0.3782	0.3934
February	0.3913	0.3839	0.3881
March	0.3871	0.3642	0.3756
April	0.3969	0.3722	0.3810
May	0.4116	0.3904	0.3992
June	0.4102	0.3918	0.4046
July	0.4055	0.3934	0.4003
August	0.4294	0.3976	0.4090
September	0.4241	0.4138	0.4196
October	0.4340	0.4189	0.4263
November	0.4265	0.4095	0.4163
December	0.4306	0.4117	0.4259