2021 HRK to PGK Historical Review

YEARLY HIGH

0.5783 PGK

YEARLY LOW

0.5247 PGK

YEARLY AVERAGE

0.5545 PGK

2021 HRK to PGK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to PGK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.5783. Conversely, the yearly low was recorded on December 18, dropping to 0.5247.

This high-to-low spread represents a total annual volatility of 0.0536 PGK. From a start-to-finish perspective, comparing the January average rate of 0.5685 to the December average rate of 0.5305, the exchange rate registered a net change of -6.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5783 was up 0.97% compared to the 2020 peak of 0.5728, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,892 PGK

2020 Average 2,627 PGK

Yearly Trough Low 2,624 PGK

Transaction Impact: A difference of 267.91 PGK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5738

0.5266

JanuMarcMayJulySeptNove

HRK to PGK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5638, compared to 0.5452 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0186 points.

H1 Avg (Jan–Jun) 0.5638

H2 Avg (Jul–Dec) 0.5452

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0237 PGK (High: 0.5772 / Low: 0.5534). On the other end, October was the most stable month, with a tight range of 0.0070 PGK (High: 0.5473 / Low: 0.5403).

June Spread (Volatile) ±0.0237

October Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0120 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.5685) against the same month in 2020 (average: 0.5076), the exchange rate shifted by +0.0609 (+12.00%).

2021 Avg (January) 0.5685

2020 Avg (January) 0.5076

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5783	0.5635	0.5685
February	0.5702	0.5559	0.5649
March	0.5627	0.5453	0.5544
April	0.5665	0.5495	0.5592
May	0.5770	0.5605	0.5698
June	0.5772	0.5534	0.5658
July	0.5640	0.5458	0.5538
August	0.5600	0.5472	0.5545
September	0.5641	0.5439	0.5533
October	0.5473	0.5403	0.5445
November	0.5435	0.5268	0.5345
December	0.5342	0.5247	0.5305