YEARLY HIGH
0.6752 PGK
YEARLY LOW
0.5413 PGK
YEARLY AVERAGE
0.6217 PGK

2025 HRK to PGK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to PGK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.6752. Conversely, the yearly low was recorded on January 15, dropping to 0.5413.

This high-to-low spread represents a total annual volatility of 0.1339 PGK. From a start-to-finish perspective, comparing the January average rate of 0.5534 to the December average rate of 0.6635, the exchange rate registered a net change of 19.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6752 was up 14.46% compared to the 2024 peak of 0.5899, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,376 PGK
2024 Average 2,795 PGK
Yearly Trough Low 2,706 PGK
Transaction Impact: A difference of 669.41 PGK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6745
0.5424
JanuMarcMayJulySeptNove

HRK to PGK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5919, compared to 0.6514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0596 points.

H1 Avg (Jan–Jun) 0.5919
H2 Avg (Jul–Dec) 0.6514

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0477 PGK (High: 0.6283 / Low: 0.5805). On the other end, November was the most stable month, with a tight range of 0.0162 PGK (High: 0.6598 / Low: 0.6435).

April Spread (Volatile) ±0.0477
November Spread (Stable) ±0.0162

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0038 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.6635) against the same month in 2024 (average: 0.5619), the exchange rate shifted by +0.1016 (+18.09%).

2025 Avg (December) 0.6635
2024 Avg (December) 0.5619

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5635 0.5413 0.5534
February 0.5671 0.5487 0.5571
March 0.5931 0.5540 0.5828
April 0.6283 0.5805 0.6122
May 0.6292 0.6028 0.6132
June 0.6453 0.6213 0.6326
July 0.6515 0.6274 0.6425
August 0.6573 0.6352 0.6465
September 0.6626 0.6456 0.6539
October 0.6630 0.6449 0.6531
November 0.6598 0.6435 0.6493
December 0.6752 0.6554 0.6635