2012 HRK to QAR Historical Review

YEARLY HIGH

0.6468 QAR

YEARLY LOW

0.5863 QAR

YEARLY AVERAGE

0.6225 QAR

2012 HRK to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.6468. Conversely, the yearly low was recorded on July 24, dropping to 0.5863.

This high-to-low spread represents a total annual volatility of 0.0605 QAR. From a start-to-finish perspective, comparing the January average rate of 0.6216 to the December average rate of 0.6341, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6468 was down 11.91% compared to the 2011 peak of 0.7343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,234 QAR

2011 Average 3,407 QAR

Yearly Trough Low 2,932 QAR

Transaction Impact: A difference of 302.54 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6434

0.5922

JanuMarcMayJulySeptNove

HRK to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6261, compared to 0.6188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.6261

H2 Avg (Jul–Dec) 0.6188

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0464 QAR (High: 0.6427 / Low: 0.5962). On the other end, April was the most stable month, with a tight range of 0.0119 QAR (High: 0.6467 / Low: 0.6348).

May Spread (Volatile) ±0.0464

April Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0204 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.6350) against the same month in 2011 (average: 0.6699), the exchange rate shifted by -0.0349 (-5.21%).

2012 Avg (February) 0.6350

2011 Avg (February) 0.6699

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6339	0.6102	0.6216
February	0.6468	0.6247	0.6350
March	0.6468	0.6307	0.6377
April	0.6467	0.6348	0.6391
May	0.6427	0.5962	0.6187
June	0.6132	0.5950	0.6046
July	0.6115	0.5863	0.5965
August	0.6139	0.5936	0.6030
September	0.6447	0.6129	0.6307
October	0.6357	0.6237	0.6291
November	0.6275	0.6136	0.6194
December	0.6407	0.6255	0.6341