YEARLY HIGH
0.5547 QAR
YEARLY LOW
0.4638 QAR
YEARLY AVERAGE
0.5098 QAR

2022 HRK to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.5547. Conversely, the yearly low was recorded on September 27, dropping to 0.4638.

This high-to-low spread represents a total annual volatility of 0.0909 QAR. From a start-to-finish perspective, comparing the January average rate of 0.5478 to the December average rate of 0.5117, the exchange rate registered a net change of -6.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5547 was down 6.66% compared to the 2021 peak of 0.5942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,773 QAR
2021 Average 2,863 QAR
Yearly Trough Low 2,319 QAR
Transaction Impact: A difference of 454.51 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5555
0.4686
JanuMarcMayJulySeptNove

HRK to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5283, compared to 0.4913 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0370 points.

H1 Avg (Jan–Jun) 0.5283
H2 Avg (Jul–Dec) 0.4913

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0349 QAR (High: 0.5059 / Low: 0.4710). On the other end, December was the most stable month, with a tight range of 0.0125 QAR (High: 0.5173 / Low: 0.5047).

November Spread (Volatile) ±0.0349
December Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0186 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.5478) against the same month in 2021 (average: 0.5861), the exchange rate shifted by -0.0383 (-6.54%).

2022 Avg (January) 0.5478
2021 Avg (January) 0.5861

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5547 0.5386 0.5478
February 0.5544 0.5395 0.5482
March 0.5366 0.5232 0.5296
April 0.5322 0.5052 0.5211
May 0.5208 0.5023 0.5110
June 0.5196 0.5048 0.5120
July 0.5074 0.4892 0.4958
August 0.5001 0.4817 0.4907
September 0.4901 0.4638 0.4798
October 0.4879 0.4691 0.4758
November 0.5059 0.4710 0.4940
December 0.5173 0.5047 0.5117