2025 HRK to QAR Historical Review

YEARLY HIGH

0.5736 QAR

YEARLY LOW

0.4956 QAR

YEARLY AVERAGE

0.5464 QAR

2025 HRK to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.5736. Conversely, the yearly low was recorded on January 10, dropping to 0.4956.

This high-to-low spread represents a total annual volatility of 0.0780 QAR. From a start-to-finish perspective, comparing the January average rate of 0.5004 to the December average rate of 0.5664, the exchange rate registered a net change of 13.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5736 was up 6.06% compared to the 2024 peak of 0.5409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,868 QAR

2024 Average 2,616 QAR

Yearly Trough Low 2,478 QAR

Transaction Impact: A difference of 389.95 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5739

0.4937

JanuMarcMayJulySeptNove

HRK to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5288, compared to 0.5640 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0352 points.

H1 Avg (Jan–Jun) 0.5288

H2 Avg (Jul–Dec) 0.5640

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0335 QAR (High: 0.5563 / Low: 0.5228). On the other end, November was the most stable month, with a tight range of 0.0069 QAR (High: 0.5620 / Low: 0.5551).

April Spread (Volatile) ±0.0335

November Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0046 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.5672) against the same month in 2024 (average: 0.5371), the exchange rate shifted by +0.0302 (+5.62%).

2025 Avg (September) 0.5672

2024 Avg (September) 0.5371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5072	0.4956	0.5004
February	0.5084	0.4978	0.5036
March	0.5287	0.5014	0.5219
April	0.5563	0.5228	0.5437
May	0.5510	0.5364	0.5454
June	0.5696	0.5495	0.5576
July	0.5712	0.5521	0.5649
August	0.5668	0.5562	0.5630
September	0.5736	0.5626	0.5672
October	0.5679	0.5586	0.5633
November	0.5620	0.5551	0.5588
December	0.5705	0.5613	0.5664