2016 HRK to SBD Historical Review

YEARLY HIGH

1.2084 SBD

YEARLY LOW

1.0728 SBD

YEARLY AVERAGE

1.1632 SBD

2016 HRK to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 1.2084. Conversely, the yearly low was recorded on December 19, dropping to 1.0728.

This high-to-low spread represents a total annual volatility of 0.1356 SBD. From a start-to-finish perspective, comparing the January average rate of 1.1556 to the December average rate of 1.1035, the exchange rate registered a net change of -4.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.2084 was down 0.68% compared to the 2015 peak of 1.2167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,042 SBD

2015 Average 5,731 SBD

Yearly Trough Low 5,364 SBD

Transaction Impact: A difference of 678.03 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.2091

1.0938

JanuMarcMayJulySeptNove

HRK to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1756, compared to 1.1508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0248 points.

H1 Avg (Jan–Jun) 1.1756

H2 Avg (Jul–Dec) 1.1508

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0647 SBD (High: 1.1375 / Low: 1.0728). On the other end, September was the most stable month, with a tight range of 0.0182 SBD (High: 1.1848 / Low: 1.1666).

December Spread (Volatile) ±0.0647

September Spread (Stable) ±0.0182

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0326 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0326

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 1.1995) against the same month in 2015 (average: 1.1044), the exchange rate shifted by +0.0951 (+8.61%).

2016 Avg (April) 1.1995

2015 Avg (April) 1.1044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1706	1.1399	1.1556
February	1.2056	1.1547	1.1815
March	1.1976	1.1544	1.1748
April	1.2084	1.1828	1.1995
May	1.1952	1.1565	1.1751
June	1.1823	1.1435	1.1671
July	1.1802	1.1601	1.1667
August	1.1866	1.1575	1.1722
September	1.1848	1.1666	1.1726
October	1.1714	1.1377	1.1539
November	1.1676	1.1137	1.1360
December	1.1375	1.0728	1.1035