2017 HRK to SBD Historical Review

YEARLY HIGH

1.2589 SBD

YEARLY LOW

1.0900 SBD

YEARLY AVERAGE

1.1825 SBD

2017 HRK to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 29, valuing the pair at 1.2589. Conversely, the yearly low was recorded on January 7, dropping to 1.0900.

This high-to-low spread represents a total annual volatility of 0.1690 SBD. From a start-to-finish perspective, comparing the January average rate of 1.1092 to the December average rate of 1.2226, the exchange rate registered a net change of 10.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 1.2589 was up 4.18% compared to the 2016 peak of 1.2084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,295 SBD

2016 Average 5,815 SBD

Yearly Trough Low 5,450 SBD

Transaction Impact: A difference of 844.91 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

1.2529

1.0962

JanuMarcMayJulySeptNove

HRK to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1388, compared to 1.2262 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0873 points.

H1 Avg (Jan–Jun) 1.1388

H2 Avg (Jul–Dec) 1.2262

Volatility Range Comparison

Volatility

The most volatile month in 2017 was November, with a trading range of 0.0551 SBD (High: 1.2534 / Low: 1.1983). On the other end, October was the most stable month, with a tight range of 0.0271 SBD (High: 1.2336 / Low: 1.2065).

November Spread (Volatile) ±0.0551

October Spread (Stable) ±0.0271

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0173 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2017: 1.2357) against the same month in 2016 (average: 1.1722), the exchange rate shifted by +0.0635 (+5.42%).

2017 Avg (August) 1.2357

2016 Avg (August) 1.1722

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1291	1.0900	1.1092
February	1.1284	1.1003	1.1127
March	1.1381	1.0995	1.1198
April	1.1478	1.1037	1.1244
May	1.1980	1.1442	1.1730
June	1.2149	1.1741	1.1939
July	1.2401	1.2035	1.2180
August	1.2589	1.2178	1.2357
September	1.2532	1.2208	1.2399
October	1.2336	1.2065	1.2226
November	1.2534	1.1983	1.2182
December	1.2552	1.2107	1.2226