2018 HRK to SBD Historical Review

YEARLY HIGH

1.3050 SBD

YEARLY LOW

1.2047 SBD

YEARLY AVERAGE

1.2543 SBD

2018 HRK to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 1.3050. Conversely, the yearly low was recorded on August 15, dropping to 1.2047.

This high-to-low spread represents a total annual volatility of 0.1002 SBD. From a start-to-finish perspective, comparing the January average rate of 1.2750 to the December average rate of 1.2419, the exchange rate registered a net change of -2.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.3050 was up 3.66% compared to the 2017 peak of 1.2589, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,525 SBD

2017 Average 5,915 SBD

Yearly Trough Low 6,024 SBD

Transaction Impact: A difference of 501.11 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.2948

1.2173

JanuMarcMayJulySeptNove

HRK to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2736, compared to 1.2350 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0386 points.

H1 Avg (Jan–Jun) 1.2736

H2 Avg (Jul–Dec) 1.2350

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0564 SBD (High: 1.2746 / Low: 1.2182). On the other end, October was the most stable month, with a tight range of 0.0198 SBD (High: 1.2412 / Low: 1.2214).

December Spread (Volatile) ±0.0564

October Spread (Stable) ±0.0198

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0353 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 1.2877) against the same month in 2017 (average: 1.1127), the exchange rate shifted by +0.1749 (+15.72%).

2018 Avg (February) 1.2877

2017 Avg (February) 1.1127

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3022	1.2487	1.2750
February	1.3050	1.2686	1.2877
March	1.3033	1.2754	1.2884
April	1.3011	1.2690	1.2875
May	1.2707	1.2359	1.2522
June	1.2648	1.2382	1.2509
July	1.2672	1.2403	1.2505
August	1.2430	1.2047	1.2257
September	1.2510	1.2271	1.2369
October	1.2412	1.2214	1.2313
November	1.2345	1.2078	1.2237
December	1.2746	1.2182	1.2419