2013 HRK to STD Historical Review

YEARLY HIGH

3307.6473 STD

YEARLY LOW

3165.5696 STD

YEARLY AVERAGE

3237.2502 STD

2013 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 14, valuing the pair at 3307.6473. Conversely, the yearly low was recorded on August 19, dropping to 3165.5696.

This high-to-low spread represents a total annual volatility of 142.0778 STD. From a start-to-finish perspective, comparing the January average rate of 3242.9492 to the December average rate of 3216.1198, the exchange rate registered a net change of -0.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3307.6473 was down 4.98% compared to the 2012 peak of 3481.0565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,538,237 STD

2012 Average 16,347,059 STD

Yearly Trough Low 15,827,848 STD

Transaction Impact: A difference of 710,388.81 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3282.0260

3210.1283

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3240.4216, compared to 3234.0788 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.3428 points.

H1 Avg (Jan–Jun) 3240.4216

H2 Avg (Jul–Dec) 3234.0788

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 122.9180 STD (High: 3288.4876 / Low: 3165.5696). On the other end, September was the most stable month, with a tight range of 21.8974 STD (High: 3239.2227 / Low: 3217.3253).

August Spread (Volatile) ±122.9180

September Spread (Stable) ±21.8974

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 25.0331 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -25.0331

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 3276.0345) against the same month in 2012 (average: 3200.0457), the exchange rate shifted by +75.9888 (+2.37%).

2013 Avg (June) 3276.0345

2012 Avg (June) 3200.0457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3262.9711	3224.8472	3242.9492
February	3243.1957	3216.6670	3232.7543
March	3260.6806	3201.9731	3229.7432
April	3244.0615	3209.9661	3228.3032
May	3275.1100	3166.7395	3232.7451
June	3307.6473	3195.6011	3276.0345
July	3303.9890	3239.9112	3272.9692
August	3288.4876	3165.5696	3247.9361
September	3239.2227	3217.3253	3229.6675
October	3235.4854	3206.9575	3220.2629
November	3250.8992	3168.7546	3217.5173
December	3232.5452	3203.1047	3216.1198