2018 HRK to STD Historical Review

YEARLY HIGH

3358.6828 STD

YEARLY LOW

3182.2312 STD

YEARLY AVERAGE

3287.3636 STD

2018 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 3358.6828. Conversely, the yearly low was recorded on November 12, dropping to 3182.2312.

This high-to-low spread represents a total annual volatility of 176.4516 STD. From a start-to-finish perspective, comparing the January average rate of 3313.7140 to the December average rate of 3234.2043, the exchange rate registered a net change of -2.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 3358.6828 was up 0.84% compared to the 2017 peak of 3330.7653, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,793,414 STD

2017 Average 16,419,409 STD

Yearly Trough Low 15,911,156 STD

Transaction Impact: A difference of 882,257.77 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3331.1074

3210.7677

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3306.5543, compared to 3268.1728 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 38.3815 points.

H1 Avg (Jan–Jun) 3306.5543

H2 Avg (Jul–Dec) 3268.1728

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 99.3940 STD (High: 3314.0113 / Low: 3214.6173). On the other end, July was the most stable month, with a tight range of 22.2002 STD (High: 3326.8280 / Low: 3304.6278).

August Spread (Volatile) ±99.3940

July Spread (Stable) ±22.2002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 47.0922 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -47.0922

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 3313.7140) against the same month in 2017 (average: 3257.9300), the exchange rate shifted by +55.7839 (+1.71%).

2018 Avg (January) 3313.7140

2017 Avg (January) 3257.9300

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3358.6828	3276.2759	3313.7140
February	3316.3532	3278.7326	3295.8517
March	3318.9536	3282.7449	3298.4502
April	3315.3527	3275.7126	3297.7916
May	3331.4728	3293.1825	3312.4395
June	3336.1734	3292.9639	3321.0791
July	3326.8280	3304.6278	3317.6082
August	3314.0113	3214.6173	3270.5159
September	3337.9629	3274.1880	3300.4544
October	3299.5017	3202.9274	3265.4580
November	3246.0447	3182.2312	3220.7961
December	3257.2958	3220.3928	3234.2043