2016 HRK to STD Historical Review

YEARLY HIGH

3303.7061 STD

YEARLY LOW

3096.6331 STD

YEARLY AVERAGE

3253.5570 STD

2016 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 3303.7061. Conversely, the yearly low was recorded on June 24, dropping to 3096.6331.

This high-to-low spread represents a total annual volatility of 207.0730 STD. From a start-to-finish perspective, comparing the January average rate of 3198.5213 to the December average rate of 3254.6879, the exchange rate registered a net change of 1.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3303.7061 was up 0.53% compared to the 2015 peak of 3286.3174, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,518,531 STD

2015 Average 16,090,291 STD

Yearly Trough Low 15,483,166 STD

Transaction Impact: A difference of 1,035,365.06 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3282.6702

3190.8714

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3241.0655, compared to 3266.0485 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 24.9830 points.

H1 Avg (Jan–Jun) 3241.0655

H2 Avg (Jul–Dec) 3266.0485

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 207.0730 STD (High: 3303.7061 / Low: 3096.6331). On the other end, January was the most stable month, with a tight range of 33.0883 STD (High: 3222.9447 / Low: 3189.8564).

June Spread (Volatile) ±207.0730

January Spread (Stable) ±33.0883

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.2997 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.2997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 3256.2866) against the same month in 2015 (average: 3239.7869), the exchange rate shifted by +16.4998 (+0.51%).

2016 Avg (June) 3256.2866

2015 Avg (June) 3239.7869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3222.9447	3189.8564	3198.5213
February	3247.2763	3192.2817	3219.5883
March	3284.1995	3212.4132	3248.1290
April	3280.8407	3230.0416	3262.7478
May	3275.5636	3242.4244	3261.1201
June	3303.7061	3096.6331	3256.2866
July	3292.0962	3245.5057	3271.6091
August	3291.2028	3243.2222	3275.0203
September	3288.8913	3253.0984	3270.0048
October	3284.7064	3231.7257	3265.1342
November	3286.9121	3239.2256	3259.8346
December	3271.3204	3237.2920	3254.6879