YEARLY HIGH
83.5576 SYP
YEARLY LOW
72.0713 SYP
YEARLY AVERAGE
77.7166 SYP

2020 HRK to SYP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to SYP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 83.5576. Conversely, the yearly low was recorded on March 19, dropping to 72.0713.

This high-to-low spread represents a total annual volatility of 11.4863 SYP. From a start-to-finish perspective, comparing the January average rate of 76.8171 to the December average rate of 82.7845, the exchange rate registered a net change of 7.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 83.5576 was up 4.29% compared to the 2019 peak of 80.1230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 417,788 SYP
2019 Average 388,683 SYP
Yearly Trough Low 360,357 SYP
Transaction Impact: A difference of 57,431.41 SYP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

83.7133
72.5683
JanuMarcMayJulySeptNove

HRK to SYP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 75.2068, compared to 80.2264 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0197 points.

H1 Avg (Jan–Jun) 75.2068
H2 Avg (Jul–Dec) 80.2264

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.2610 SYP (High: 78.3323 / Low: 72.0713). On the other end, October was the most stable month, with a tight range of 1.3218 SYP (High: 80.2088 / Low: 78.8870).

March Spread (Volatile) ±6.2610
October Spread (Stable) ±1.3218

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.7364 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.7364

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 82.7845) against the same month in 2019 (average: 76.8936), the exchange rate shifted by +5.8910 (+7.66%).

2020 Avg (December) 82.7845
2019 Avg (December) 76.8936

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 77.5759 76.2380 76.8171
February 76.7523 74.5569 75.4290
March 78.3323 72.0713 75.2335
April 74.1810 72.8280 73.4971
May 75.1464 73.2215 73.9441
June 77.0516 75.2204 76.3198
July 81.1652 76.2501 78.0596
August 81.4563 80.0709 80.6547
September 80.9980 78.8984 79.9376
October 80.2088 78.8870 79.5991
November 81.2128 78.8169 80.3232
December 83.5576 81.9861 82.7845