2021 HRK to SYP Historical Review

YEARLY HIGH

380.1059 SYP

YEARLY LOW

80.1671 SYP

YEARLY AVERAGE

192.7572 SYP

2021 HRK to SYP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SYP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 380.1059. Conversely, the yearly low was recorded on March 8, dropping to 80.1671.

This high-to-low spread represents a total annual volatility of 299.9388 SYP. From a start-to-finish perspective, comparing the January average rate of 82.5295 to the December average rate of 377.6116, the exchange rate registered a net change of 357.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 380.1059 was up 354.90% compared to the 2020 peak of 83.5576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,900,530 SYP

2020 Average 388,656 SYP

Yearly Trough Low 400,835 SYP

Transaction Impact: A difference of 1,499,694.08 SYP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

407.1841

52.3146

JanuMarcMayJulySeptNove

HRK to SYP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 147.0379, compared to 238.4765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 91.4385 points.

H1 Avg (Jan–Jun) 147.0379

H2 Avg (Jul–Dec) 238.4765

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 188.7516 SYP (High: 378.1835 / Low: 189.4319). On the other end, February was the most stable month, with a tight range of 1.3457 SYP (High: 82.3932 / Low: 81.0474).

November Spread (Volatile) ±188.7516

February Spread (Stable) ±1.3457

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 3.6687 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.6687

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 377.6116) against the same month in 2020 (average: 82.7845), the exchange rate shifted by +294.8271 (+356.14%).

2021 Avg (December) 377.6116

2020 Avg (December) 82.7845

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	83.6953	81.9687	82.5295
February	82.3932	81.0474	81.8870
March	196.1557	80.1671	114.1239
April	201.8828	195.2804	198.7304
May	205.0426	200.3088	203.0530
June	204.5997	198.9095	201.9039
July	199.3711	196.3891	198.2352
August	199.1905	196.0464	197.4515
September	199.5460	194.2694	197.5125
October	195.4364	192.9363	194.1155
November	378.1835	189.4319	265.9326
December	380.1059	375.5299	377.6116