YEARLY HIGH
2048.5682 SYP
YEARLY LOW
1767.7689 SYP
YEARLY AVERAGE
1950.0194 SYP

2025 HRK to SYP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to SYP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 2048.5682. Conversely, the yearly low was recorded on January 12, dropping to 1767.7689.

This high-to-low spread represents a total annual volatility of 280.7993 SYP. From a start-to-finish perspective, comparing the January average rate of 1785.5798 to the December average rate of 2021.8095, the exchange rate registered a net change of 13.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2048.5682 was up 13.79% compared to the 2024 peak of 1800.3817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,242,841 SYP
2024 Average 2,021,801 SYP
Yearly Trough Low 8,838,844 SYP
Transaction Impact: A difference of 1,403,996.63 SYP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2048.6680
1761.6627
JanuMarcMayJulySeptNove

HRK to SYP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1886.8865, compared to 2013.1523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 126.2657 points.

H1 Avg (Jan–Jun) 1886.8865
H2 Avg (Jul–Dec) 2013.1523

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 123.4778 SYP (High: 1986.6657 / Low: 1863.1880). On the other end, August was the most stable month, with a tight range of 24.6663 SYP (High: 2022.8012 / Low: 1998.1350).

April Spread (Volatile) ±123.4778
August Spread (Stable) ±24.6663

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 15.7318 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -15.7318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 2024.7509) against the same month in 2024 (average: 370.4271), the exchange rate shifted by +1654.3238 (+446.60%).

2025 Avg (September) 2024.7509
2024 Avg (September) 370.4271

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1811.1334 1767.7689 1785.5798
February 1815.4986 1768.5017 1796.8226
March 1887.8203 1790.4356 1862.9760
April 1986.6657 1863.1880 1939.8261
May 1965.2548 1914.8272 1945.9724
June 2033.7975 1959.3341 1990.1422
July 2037.1708 1971.2562 2016.6122
August 2022.8012 1998.1350 2011.4225
September 2048.5682 2007.5209 2024.7509
October 2026.4457 1990.7765 2009.0191
November 2006.8212 1981.9361 1995.2994
December 2035.4875 2003.0821 2021.8095