2021 HRK to TND Historical Review

YEARLY HIGH

0.4452 TND

YEARLY LOW

0.4249 TND

YEARLY AVERAGE

0.4363 TND

2021 HRK to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 0.4452. Conversely, the yearly low was recorded on November 22, dropping to 0.4249.

This high-to-low spread represents a total annual volatility of 0.0203 TND. From a start-to-finish perspective, comparing the January average rate of 0.4342 to the December average rate of 0.4324, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4452 was up 0.93% compared to the 2020 peak of 0.4411, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,226 TND

2020 Average 2,123 TND

Yearly Trough Low 2,125 TND

Transaction Impact: A difference of 101.64 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4422

0.4313

JanuMarcMayJulySeptNove

HRK to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4364, compared to 0.4362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.4364

H2 Avg (Jul–Dec) 0.4362

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0128 TND (High: 0.4378 / Low: 0.4249). On the other end, October was the most stable month, with a tight range of 0.0049 TND (High: 0.4387 / Low: 0.4338).

November Spread (Volatile) ±0.0128

October Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4413) against the same month in 2020 (average: 0.4237), the exchange rate shifted by +0.0176 (+4.16%).

2021 Avg (June) 0.4413

2020 Avg (June) 0.4237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4375	0.4317	0.4342
February	0.4378	0.4300	0.4332
March	0.4357	0.4300	0.4322
April	0.4399	0.4321	0.4366
May	0.4441	0.4360	0.4409
June	0.4452	0.4375	0.4413
July	0.4419	0.4352	0.4391
August	0.4421	0.4340	0.4377
September	0.4422	0.4339	0.4388
October	0.4387	0.4338	0.4361
November	0.4378	0.4249	0.4330
December	0.4351	0.4269	0.4324