YEARLY HIGH
0.4547 TND
YEARLY LOW
0.4026 TND
YEARLY AVERAGE
0.4303 TND

2022 HRK to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 0.4547. Conversely, the yearly low was recorded on September 21, dropping to 0.4026.

This high-to-low spread represents a total annual volatility of 0.0521 TND. From a start-to-finish perspective, comparing the January average rate of 0.4342 to the December average rate of 0.4450, the exchange rate registered a net change of 2.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4547 was up 2.12% compared to the 2021 peak of 0.4452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,273 TND
2021 Average 2,182 TND
Yearly Trough Low 2,013 TND
Transaction Impact: A difference of 260.59 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4473
0.4190
JanuMarcMayJulySeptNove

HRK to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4309, compared to 0.4298 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.4309
H2 Avg (Jul–Dec) 0.4298

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0318 TND (High: 0.4504 / Low: 0.4187). On the other end, February was the most stable month, with a tight range of 0.0057 TND (High: 0.4359 / Low: 0.4302).

November Spread (Volatile) ±0.0318
February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0091 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.4450) against the same month in 2021 (average: 0.4324), the exchange rate shifted by +0.0126 (+2.91%).

2022 Avg (December) 0.4450
2021 Avg (December) 0.4324

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4387 0.4294 0.4342
February 0.4359 0.4302 0.4335
March 0.4342 0.4241 0.4287
April 0.4351 0.4225 0.4292
May 0.4333 0.4242 0.4293
June 0.4347 0.4257 0.4304
July 0.4320 0.4123 0.4214
August 0.4303 0.4214 0.4260
September 0.4296 0.4026 0.4249
October 0.4339 0.4212 0.4250
November 0.4504 0.4187 0.4363
December 0.4547 0.4399 0.4450