YEARLY HIGH
0.4568 TND
YEARLY LOW
0.4439 TND
YEARLY AVERAGE
0.4492 TND

2026 HRK to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 23, valuing the pair at 0.4568. Conversely, the yearly low was recorded on June 24, dropping to 0.4439.

This high-to-low spread represents a total annual volatility of 0.0129 TND. From a start-to-finish perspective, comparing the January average rate of 0.4507 to the December average rate of 0.4486, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4568 was down 0.63% compared to the 2025 peak of 0.4597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,284 TND
2025 Average 2,244 TND
Yearly Trough Low 2,219 TND
Transaction Impact: A difference of 64.73 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4509
0.4476
JanuMarcMayJuly

HRK to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4495, compared to 0.4482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.4495
H2 Avg (Jul–Dec) 0.4482

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0103 TND (High: 0.4568 / Low: 0.4466). On the other end, August was the most stable month, with a tight range of 0.0005 TND (High: 0.4489 / Low: 0.4484).

January Spread (Volatile) ±0.0103
August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.4507) against the same month in 2025 (average: 0.4399), the exchange rate shifted by +0.0108 (+2.45%).

2026 Avg (January) 0.4507
2025 Avg (January) 0.4399

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4568 0.4466 0.4507
February 0.4539 0.4451 0.4502
March 0.4528 0.4448 0.4485
April 0.4565 0.4466 0.4501
May 0.4515 0.4479 0.4493
June 0.4506 0.4439 0.4481
July 0.4506 0.4463 0.4479
August 0.4489 0.4484 0.4486