2020 HRK to TRY Historical Review

YEARLY HIGH

1.3391 TRY

YEARLY LOW

0.8763 TRY

YEARLY AVERAGE

1.0658 TRY

2020 HRK to TRY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to TRY exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.3391. Conversely, the yearly low was recorded on January 16, dropping to 0.8763.

This high-to-low spread represents a total annual volatility of 0.4629 TRY. From a start-to-finish perspective, comparing the January average rate of 0.8838 to the December average rate of 1.2432, the exchange rate registered a net change of 40.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3391 was up 43.52% compared to the 2019 peak of 0.9330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,696 TRY

2019 Average 4,288 TRY

Yearly Trough Low 4,381 TRY

Transaction Impact: A difference of 2,314.33 TRY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2840

0.8474

JanuMarcMayJulySeptNove

HRK to TRY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9486, compared to 1.1831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2345 points.

H1 Avg (Jan–Jun) 0.9486

H2 Avg (Jul–Dec) 1.1831

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1557 TRY (High: 1.3391 / Low: 1.1834). On the other end, January was the most stable month, with a tight range of 0.0196 TRY (High: 0.8958 / Low: 0.8763).

November Spread (Volatile) ±0.1557

January Spread (Stable) ±0.0196

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0044 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.2476) against the same month in 2019 (average: 0.8528), the exchange rate shifted by +0.3948 (+46.29%).

2020 Avg (November) 1.2476

2019 Avg (November) 0.8528

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8958	0.8763	0.8838
February	0.9214	0.8791	0.8885
March	0.9572	0.9049	0.9271
April	1.0103	0.9430	0.9807
May	1.0274	0.9744	0.9975
June	1.0240	0.9891	1.0137
July	1.1062	1.0182	1.0459
August	1.1691	1.0953	1.1470
September	1.2167	1.1599	1.1795
October	1.2844	1.2022	1.2351
November	1.3391	1.1834	1.2476
December	1.2700	1.2007	1.2432