YEARLY HIGH
5.0700 TRY
YEARLY LOW
4.3200 TRY
YEARLY AVERAGE
4.7214 TRY

2024 HRK to TRY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to TRY exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 5.0700. Conversely, the yearly low was recorded on January 3, dropping to 4.3200.

This high-to-low spread represents a total annual volatility of 0.7500 TRY. From a start-to-finish perspective, comparing the January average rate of 4.3563 to the December average rate of 4.8646, the exchange rate registered a net change of 11.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 5.0700 was up 16.78% compared to the 2023 peak of 4.3415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 25,350 TRY
2023 Average 17,105 TRY
Yearly Trough Low 21,600 TRY
Transaction Impact: A difference of 3,749.87 TRY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

5.0891
4.2897
JanuMarcMayJulySeptNove

HRK to TRY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5473, compared to 4.8955 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3482 points.

H1 Avg (Jan–Jun) 4.5473
H2 Avg (Jul–Dec) 4.8955

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.3035 TRY (High: 5.0526 / Low: 4.7491). On the other end, May was the most stable month, with a tight range of 0.0512 TRY (High: 4.6542 / Low: 4.6030).

August Spread (Volatile) ±0.3035
May Spread (Stable) ±0.0512

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0950 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0950

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 5.0224) against the same month in 2023 (average: 3.8267), the exchange rate shifted by +1.1958 (+31.25%).

2024 Avg (September) 5.0224
2023 Avg (September) 3.8267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3823 4.3200 4.3563
February 4.4912 4.3546 4.4132
March 4.7053 4.5160 4.6240
April 4.6469 4.5709 4.6042
May 4.6542 4.6030 4.6304
June 4.7137 4.6141 4.6555
July 4.8058 4.6440 4.7416
August 5.0526 4.7491 4.9304
September 5.0700 4.9699 5.0224
October 5.0210 4.9042 4.9544
November 4.9777 4.7750 4.8594
December 4.8835 4.8158 4.8646