YEARLY HIGH
6.7092 TRY
YEARLY LOW
4.8133 TRY
YEARLY AVERAGE
5.9468 TRY

2025 HRK to TRY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to TRY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 6.7092. Conversely, the yearly low was recorded on January 11, dropping to 4.8133.

This high-to-low spread represents a total annual volatility of 1.8958 TRY. From a start-to-finish perspective, comparing the January average rate of 4.8797 to the December average rate of 6.6416, the exchange rate registered a net change of 36.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 6.7092 was up 32.33% compared to the 2024 peak of 5.0700, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 33,546 TRY
2024 Average 23,612 TRY
Yearly Trough Low 24,067 TRY
Transaction Impact: A difference of 9,479.17 TRY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

6.8178
4.7035
JanuMarcMayJulySeptNove

HRK to TRY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4592, compared to 6.4344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9752 points.

H1 Avg (Jan–Jun) 5.4592
H2 Avg (Jul–Dec) 6.4344

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.4894 TRY (High: 5.5024 / Low: 5.0130). On the other end, October was the most stable month, with a tight range of 0.0865 TRY (High: 6.5062 / Low: 6.4198).

March Spread (Volatile) ±0.4894
October Spread (Stable) ±0.0865

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 6.6416) against the same month in 2024 (average: 4.8646), the exchange rate shifted by +1.7770 (+36.53%).

2025 Avg (December) 6.6416
2024 Avg (December) 4.8646

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9657 4.8133 4.8797
February 5.0919 4.8825 5.0005
March 5.5024 5.0130 5.3236
April 5.8430 5.4404 5.6927
May 5.9234 5.7130 5.8136
June 6.2304 5.9109 6.0451
July 6.3266 6.1575 6.2444
August 6.3842 6.2470 6.3207
September 6.5091 6.3569 6.4405
October 6.5062 6.4198 6.4681
November 6.5438 6.4154 6.4912
December 6.7092 6.5398 6.6416