2020 HRK to UZS Historical Review

YEARLY HIGH

1705.1608 UZS

YEARLY LOW

1331.5713 UZS

YEARLY AVERAGE

1523.5434 UZS

2020 HRK to UZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to UZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1705.1608. Conversely, the yearly low was recorded on March 19, dropping to 1331.5713.

This high-to-low spread represents a total annual volatility of 373.5895 UZS. From a start-to-finish perspective, comparing the January average rate of 1422.6305 to the December average rate of 1686.7531, the exchange rate registered a net change of 18.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1705.1608 was up 18.98% compared to the 2019 peak of 1433.1204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,525,804 UZS

2019 Average 6,657,589 UZS

Yearly Trough Low 6,657,857 UZS

Transaction Impact: A difference of 1,867,947.28 UZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1716.4430

1360.1635

JanuMarcMayJulySeptNove

HRK to UZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1431.6152, compared to 1615.4716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 183.8564 points.

H1 Avg (Jan–Jun) 1431.6152

H2 Avg (Jul–Dec) 1615.4716

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 114.2742 UZS (High: 1445.8455 / Low: 1331.5713). On the other end, January was the most stable month, with a tight range of 16.8971 UZS (High: 1431.7775 / Low: 1414.8804).

March Spread (Volatile) ±114.2742

January Spread (Stable) ±16.8971

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 27.1899 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -27.1899

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1686.7531) against the same month in 2019 (average: 1421.3032), the exchange rate shifted by +265.4499 (+18.68%).

2020 Avg (December) 1686.7531

2019 Avg (December) 1421.3032

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1431.7775	1414.8804	1422.6305
February	1422.4993	1379.2720	1395.4406
March	1445.8455	1331.5713	1389.8535
April	1462.8058	1353.1276	1412.4891
May	1482.4944	1444.1645	1458.0572
June	1525.5939	1488.0676	1511.2205
July	1619.4327	1513.7524	1553.0447
August	1625.8068	1604.4735	1613.6744
September	1625.1701	1583.9527	1606.4510
October	1622.5086	1593.2954	1607.5533
November	1648.9371	1592.8881	1625.3532
December	1705.1608	1667.5948	1686.7531