YEARLY HIGH
1992.8153 UZS
YEARLY LOW
1758.7296 UZS
YEARLY AVERAGE
1885.5951 UZS

2025 HRK to UZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to UZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1992.8153. Conversely, the yearly low was recorded on January 2, dropping to 1758.7296.

This high-to-low spread represents a total annual volatility of 234.0857 UZS. From a start-to-finish perspective, comparing the January average rate of 1779.8331 to the December average rate of 1868.4288, the exchange rate registered a net change of 4.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1992.8153 was up 5.19% compared to the 2024 peak of 1894.5012, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,964,076 UZS
2024 Average 9,081,732 UZS
Yearly Trough Low 8,793,648 UZS
Transaction Impact: A difference of 1,170,428.47 UZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1979.9016
1761.6451
JanuMarcMayJulySeptNove

HRK to UZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1871.9913, compared to 1899.1988 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 27.2075 points.

H1 Avg (Jan–Jun) 1871.9913
H2 Avg (Jul–Dec) 1899.1988

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 120.2266 UZS (High: 1974.1717 / Low: 1853.9451). On the other end, November was the most stable month, with a tight range of 34.5396 UZS (High: 1858.7189 / Low: 1824.1792).

April Spread (Volatile) ±120.2266
November Spread (Stable) ±34.5396

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 51.2901 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -51.2901

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1961.7136) against the same month in 2024 (average: 1815.3303), the exchange rate shifted by +146.3833 (+8.06%).

2025 Avg (July) 1961.7136
2024 Avg (July) 1815.3303

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1807.3724 1758.7296 1779.8331
February 1813.7233 1774.6872 1791.8768
March 1878.8291 1774.6872 1853.8663
April 1974.1717 1853.9451 1931.3331
May 1952.6075 1897.6062 1934.6438
June 1979.5241 1911.6694 1940.3949
July 1992.8153 1902.9231 1961.7136
August 1954.4789 1902.9255 1936.1133
September 1950.8781 1886.7589 1921.0279
October 1897.1371 1841.1850 1869.7378
November 1858.7189 1824.1792 1838.1715
December 1890.3768 1837.4081 1868.4288