YEARLY HIGH
1942.3998 UZS
YEARLY LOW
1808.8347 UZS
YEARLY AVERAGE
1860.4790 UZS

2026 HRK to UZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to UZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 1942.3998. Conversely, the yearly low was recorded on July 2, dropping to 1808.8347.

This high-to-low spread represents a total annual volatility of 133.5651 UZS. From a start-to-finish perspective, comparing the January average rate of 1878.4799 to the December average rate of 1827.1315, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1942.3998 was down 2.53% compared to the 2025 peak of 1992.8153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,711,999 UZS
2025 Average 9,430,614 UZS
Yearly Trough Low 9,044,174 UZS
Transaction Impact: A difference of 667,825.57 UZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1929.0042
1812.3434
JanuMarcMayJuly

HRK to UZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1872.4393, compared to 1824.5983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 47.8409 points.

H1 Avg (Jan–Jun) 1872.4393
H2 Avg (Jul–Dec) 1824.5983

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 95.0278 UZS (High: 1937.7201 / Low: 1842.6923). On the other end, May was the most stable month, with a tight range of 7.0346 UZS (High: 1859.0368 / Low: 1852.0022).

January Spread (Volatile) ±95.0278
May Spread (Stable) ±7.0346

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 52.9681 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -52.9681

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1919.2825) against the same month in 2025 (average: 1791.8768), the exchange rate shifted by +127.4057 (+7.11%).

2026 Avg (February) 1919.2825
2025 Avg (February) 1791.8768

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1937.7201 1842.6923 1878.4799
February 1942.3998 1898.3941 1919.2825
March 1893.8850 1833.5006 1866.3144
April 1908.9494 1851.8618 1881.9532
May 1859.0368 1852.0022 1855.5861
June 1855.4382 1810.8309 1833.0194
July 1833.6833 1808.8347 1822.0652
August 1832.6396 1820.5562 1827.1315