2015 HRK to XCD Historical Review

YEARLY HIGH

0.4250 XCD

YEARLY LOW

0.3717 XCD

YEARLY AVERAGE

0.3940 XCD

2015 HRK to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4250. Conversely, the yearly low was recorded on March 15, dropping to 0.3717.

This high-to-low spread represents a total annual volatility of 0.0533 XCD. From a start-to-finish perspective, comparing the January average rate of 0.4088 to the December average rate of 0.3854, the exchange rate registered a net change of -5.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4250 was down 14.23% compared to the 2014 peak of 0.4955, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,125 XCD

2014 Average 2,351 XCD

Yearly Trough Low 1,858 XCD

Transaction Impact: A difference of 266.50 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4115

0.3786

JanuMarcMayJulySeptNove

HRK to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3956, compared to 0.3924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.3956

H2 Avg (Jul–Dec) 0.3924

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0327 XCD (High: 0.4250 / Low: 0.3922). On the other end, February was the most stable month, with a tight range of 0.0077 XCD (High: 0.4018 / Low: 0.3941).

January Spread (Volatile) ±0.0327

February Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0163 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.4088) against the same month in 2014 (average: 0.4821), the exchange rate shifted by -0.0733 (-15.21%).

2015 Avg (January) 0.4088

2014 Avg (January) 0.4821

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4250	0.3922	0.4088
February	0.4018	0.3941	0.3979
March	0.3944	0.3717	0.3829
April	0.3986	0.3774	0.3843
May	0.4107	0.3889	0.3990
June	0.4052	0.3902	0.4006
July	0.3976	0.3851	0.3919
August	0.4127	0.3885	0.3979
September	0.4058	0.3950	0.4000
October	0.4058	0.3889	0.3977
November	0.3921	0.3743	0.3814
December	0.3892	0.3753	0.3854