2026 HRK to XCD Historical Review

YEARLY HIGH

0.4312 XCD

YEARLY LOW

0.4074 XCD

YEARLY AVERAGE

0.4166 XCD

2026 HRK to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.4312. Conversely, the yearly low was recorded on June 24, dropping to 0.4074.

This high-to-low spread represents a total annual volatility of 0.0238 XCD. From a start-to-finish perspective, comparing the January average rate of 0.4209 to the December average rate of 0.4136, the exchange rate registered a net change of -1.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4312 was up 1.26% compared to the 2025 peak of 0.4258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,156 XCD

2025 Average 2,027 XCD

Yearly Trough Low 2,037 XCD

Transaction Impact: A difference of 119.14 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4256

0.4081

JanuMarcMayJuly

HRK to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4183, compared to 0.4116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.4183

H2 Avg (Jul–Dec) 0.4116

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0151 XCD (High: 0.4312 / Low: 0.4160). On the other end, August was the most stable month, with a tight range of 0.0001 XCD (High: 0.4137 / Low: 0.4136).

January Spread (Volatile) ±0.0151

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0096 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.4209) against the same month in 2025 (average: 0.3711), the exchange rate shifted by +0.0498 (+13.40%).

2026 Avg (January) 0.4209

2025 Avg (January) 0.3711

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4312	0.4160	0.4209
February	0.4270	0.4221	0.4242
March	0.4218	0.4095	0.4145
April	0.4235	0.4129	0.4193
May	0.4204	0.4170	0.4182
June	0.4176	0.4074	0.4128
July	0.4129	0.4079	0.4096
August	0.4137	0.4136	0.4136