YEARLY HIGH
944.4472 ZMK
YEARLY LOW
770.2863 ZMK
YEARLY AVERAGE
880.7892 ZMK

2012 HRK to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 944.4472. Conversely, the yearly low was recorded on July 12, dropping to 770.2863.

This high-to-low spread represents a total annual volatility of 174.1610 ZMK. From a start-to-finish perspective, comparing the January average rate of 879.5162 to the December average rate of 907.0399, the exchange rate registered a net change of 3.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 944.4472 was down 2.49% compared to the 2011 peak of 968.5392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,722,236 ZMK
2011 Average 4,561,012 ZMK
Yearly Trough Low 3,851,431 ZMK
Transaction Impact: A difference of 870,804.75 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

940.4623
787.4132
JanuMarcMayJulySeptNove

HRK to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 899.9418, compared to 861.6367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 38.3050 points.

H1 Avg (Jan–Jun) 899.9418
H2 Avg (Jul–Dec) 861.6367

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 97.3494 ZMK (High: 867.6356 / Low: 770.2863). On the other end, June was the most stable month, with a tight range of 30.9934 ZMK (High: 889.6866 / Low: 858.6932).

July Spread (Volatile) ±97.3494
June Spread (Stable) ±30.9934

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 73.9462 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -73.9462

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 927.7082) against the same month in 2011 (average: 902.4029), the exchange rate shifted by +25.3053 (+2.80%).

2012 Avg (March) 927.7082
2011 Avg (March) 902.4029

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 897.6967 860.0832 879.5162
February 939.3154 891.7410 911.4584
March 944.4472 913.1125 927.7082
April 944.2196 902.0020 920.6798
May 927.9766 870.8097 886.1744
June 889.6866 858.6932 874.1136
July 867.6356 770.2863 800.1673
August 845.1414 795.5966 812.9703
September 898.3302 842.7485 872.0452
October 911.9248 874.9279 893.2227
November 904.7410 871.1431 884.3748
December 927.3482 870.8663 907.0399