2014 HRK to ZMK Historical Review

YEARLY HIGH

963.2298 ZMK

YEARLY LOW

830.5702 ZMK

YEARLY AVERAGE

914.2372 ZMK

2014 HRK to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 963.2298. Conversely, the yearly low was recorded on December 31, dropping to 830.5702.

This high-to-low spread represents a total annual volatility of 132.6595 ZMK. From a start-to-finish perspective, comparing the January average rate of 936.9927 to the December average rate of 843.2082, the exchange rate registered a net change of -10.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 963.2298 was up 1.48% compared to the 2013 peak of 949.2177, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,816,149 ZMK

2013 Average 4,585,606 ZMK

Yearly Trough Low 4,152,851 ZMK

Transaction Impact: A difference of 663,297.59 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

962.0748

832.4022

JanuMarcMayJulySeptNove

HRK to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 944.2063, compared to 884.2682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 59.9381 points.

H1 Avg (Jan–Jun) 944.2063

H2 Avg (Jul–Dec) 884.2682

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 38.6708 ZMK (High: 906.7635 / Low: 868.0926). On the other end, June was the most stable month, with a tight range of 10.3981 ZMK (High: 948.6919 / Low: 938.2938).

September Spread (Volatile) ±38.6708

June Spread (Stable) ±10.3981

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 28.5760 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -28.5760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 949.8599) against the same month in 2013 (average: 896.1876), the exchange rate shifted by +53.6723 (+5.99%).

2014 Avg (May) 949.8599

2013 Avg (May) 896.1876

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	948.3195	927.3875	936.9927
February	945.9768	920.8547	936.4842
March	955.1889	937.7678	947.7110
April	957.7209	942.5735	951.2687
May	963.2298	941.0435	949.8599
June	948.6919	938.2938	942.9214
July	948.4384	920.8836	934.3618
August	922.8713	905.2906	916.6283
September	906.7635	868.0926	888.0523
October	877.4198	859.4355	869.1657
November	859.3434	848.0129	854.1928
December	856.0664	830.5702	843.2082