2015 HRK to ZMK Historical Review

YEARLY HIGH

826.3819 ZMK

YEARLY LOW

722.5660 ZMK

YEARLY AVERAGE

766.1446 ZMK

2015 HRK to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 826.3819. Conversely, the yearly low was recorded on March 15, dropping to 722.5660.

This high-to-low spread represents a total annual volatility of 103.8159 ZMK. From a start-to-finish perspective, comparing the January average rate of 794.7731 to the December average rate of 749.5872, the exchange rate registered a net change of -5.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 826.3819 was down 14.21% compared to the 2014 peak of 963.2298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,131,910 ZMK

2014 Average 4,570,553 ZMK

Yearly Trough Low 3,612,830 ZMK

Transaction Impact: A difference of 519,079.46 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

800.0829

736.3654

JanuMarcMayJulySeptNove

HRK to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 769.1961, compared to 763.0932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.1029 points.

H1 Avg (Jan–Jun) 769.1961

H2 Avg (Jul–Dec) 763.0932

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 63.8176 ZMK (High: 826.3819 / Low: 762.5644). On the other end, February was the most stable month, with a tight range of 14.9515 ZMK (High: 781.3406 / Low: 766.3891).

January Spread (Volatile) ±63.8176

February Spread (Stable) ±14.9515

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 31.6603 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -31.6603

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 794.7731) against the same month in 2014 (average: 936.9927), the exchange rate shifted by -142.2196 (-15.18%).

2015 Avg (January) 794.7731

2014 Avg (January) 936.9927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	826.3819	762.5644	794.7731
February	781.3406	766.3891	773.7443
March	766.7335	722.5660	744.4633
April	775.3133	733.9197	747.3715
May	798.6085	756.2472	775.8954
June	787.9132	758.9011	778.9290
July	773.3515	748.7725	762.2212
August	802.4558	755.6416	773.8838
September	789.2372	768.1940	777.8563
October	789.2161	756.1722	773.3354
November	762.4094	727.9397	741.6751
December	756.8989	729.8887	749.5872