2014 HTG to ALL Historical Review

YEARLY HIGH

2.6335 ALL

YEARLY LOW

2.2201 ALL

YEARLY AVERAGE

2.3712 ALL

2014 HTG to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.6335. Conversely, the yearly low was recorded on March 13, dropping to 2.2201.

This high-to-low spread represents a total annual volatility of 0.4134 ALL. From a start-to-finish perspective, comparing the January average rate of 2.4052 to the December average rate of 2.4462, the exchange rate registered a net change of 1.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6335 was down 0.99% compared to the 2013 peak of 2.6597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 13,168 ALL

2013 Average 12,426 ALL

Yearly Trough Low 11,100 ALL

Transaction Impact: A difference of 2,067.07 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.5809

2.2374

JanuMarcMayJulySeptNove

HTG to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3454, compared to 2.3969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0515 points.

H1 Avg (Jan–Jun) 2.3454

H2 Avg (Jul–Dec) 2.3969

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.3168 ALL (High: 2.6335 / Low: 2.3167). On the other end, June was the most stable month, with a tight range of 0.0283 ALL (High: 2.3004 / Low: 2.2721).

February Spread (Volatile) ±0.3168

June Spread (Stable) ±0.0283

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2572 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2572

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 2.5522) against the same month in 2013 (average: 2.4586), the exchange rate shifted by +0.0937 (+3.81%).

2014 Avg (February) 2.5522

2013 Avg (February) 2.4586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5044	2.3341	2.4052
February	2.6335	2.3167	2.5522
March	2.3343	2.2201	2.2950
April	2.2896	2.2518	2.2703
May	2.2850	2.2352	2.2661
June	2.3004	2.2721	2.2836
July	2.3142	2.2829	2.3025
August	2.3690	2.2927	2.3282
September	2.4804	2.3751	2.4235
October	2.4910	2.4230	2.4524
November	2.4831	2.4037	2.4288
December	2.4810	2.4090	2.4462