2020 HTG to ALL Historical Review

YEARLY HIGH

1.6867 ALL

YEARLY LOW

0.7878 ALL

YEARLY AVERAGE

1.1983 ALL

2020 HTG to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 1.6867. Conversely, the yearly low was recorded on July 19, dropping to 0.7878.

This high-to-low spread represents a total annual volatility of 0.8989 ALL. From a start-to-finish perspective, comparing the January average rate of 1.1192 to the December average rate of 1.4528, the exchange rate registered a net change of 29.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6867 was up 19.50% compared to the 2019 peak of 1.4114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 8,433 ALL

2019 Average 6,116 ALL

Yearly Trough Low 3,939 ALL

Transaction Impact: A difference of 4,494.42 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.7335

0.8641

JanuMarcMayJulySeptNove

HTG to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1247, compared to 1.2718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1471 points.

H1 Avg (Jan–Jun) 1.1247

H2 Avg (Jul–Dec) 1.2718

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.2221 ALL (High: 1.0099 / Low: 0.7878). On the other end, August was the most stable month, with a tight range of 0.0271 ALL (High: 0.9501 / Low: 0.9230).

July Spread (Volatile) ±0.2221

August Spread (Stable) ±0.0271

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1760 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.6610) against the same month in 2019 (average: 1.1591), the exchange rate shifted by +0.5019 (+43.30%).

2020 Avg (October) 1.6610

2019 Avg (October) 1.1591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1500	1.1064	1.1192
February	1.2641	1.1051	1.1478
March	1.2641	1.1437	1.1907
April	1.2343	1.1523	1.1976
May	1.1870	1.0486	1.0714
June	1.0420	1.0046	1.0217
July	1.0099	0.7878	0.9774
August	0.9501	0.9230	0.9366
September	1.0074	0.9260	0.9742
October	1.6867	1.5689	1.6610
November	1.6825	1.5667	1.6288
December	1.5635	1.3853	1.4528