2021 HTG to ALL Historical Review

YEARLY HIGH

1.4294 ALL

YEARLY LOW

1.0331 ALL

YEARLY AVERAGE

1.1689 ALL

2021 HTG to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 1.4294. Conversely, the yearly low was recorded on September 9, dropping to 1.0331.

This high-to-low spread represents a total annual volatility of 0.3963 ALL. From a start-to-finish perspective, comparing the January average rate of 1.3915 to the December average rate of 1.0623, the exchange rate registered a net change of -23.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4294 was down 15.25% compared to the 2020 peak of 1.6867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 7,147 ALL

2020 Average 5,992 ALL

Yearly Trough Low 5,166 ALL

Transaction Impact: A difference of 1,981.56 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4255

1.0180

JanuMarcMayJulySeptNove

HTG to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2693, compared to 1.0685 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2007 points.

H1 Avg (Jan–Jun) 1.2693

H2 Avg (Jul–Dec) 1.0685

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1258 ALL (High: 1.3118 / Low: 1.1860). On the other end, November was the most stable month, with a tight range of 0.0258 ALL (High: 1.0969 / Low: 1.0711).

April Spread (Volatile) ±0.1258

November Spread (Stable) ±0.0258

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1055 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.3869) against the same month in 2020 (average: 1.1478), the exchange rate shifted by +0.2390 (+20.83%).

2021 Avg (February) 1.3869

2020 Avg (February) 1.1478

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4244	1.3660	1.3915
February	1.4294	1.3379	1.3869
March	1.3802	1.3034	1.3255
April	1.3118	1.1860	1.2549
May	1.1966	1.1012	1.1494
June	1.1309	1.0899	1.1073
July	1.1394	1.0677	1.0954
August	1.0944	1.0413	1.0624
September	1.0786	1.0331	1.0520
October	1.0706	1.0391	1.0557
November	1.0969	1.0711	1.0834
December	1.0846	1.0392	1.0623