2014 HTG to BOB Historical Review

YEARLY HIGH

0.1782 BOB

YEARLY LOW

0.1482 BOB

YEARLY AVERAGE

0.1554 BOB

2014 HTG to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.1782. Conversely, the yearly low was recorded on December 29, dropping to 0.1482.

This high-to-low spread represents a total annual volatility of 0.0300 BOB. From a start-to-finish perspective, comparing the January average rate of 0.1611 to the December average rate of 0.1486, the exchange rate registered a net change of -7.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1782 was up 0.12% compared to the 2013 peak of 0.1780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 891 BOB

2013 Average 817 BOB

Yearly Trough Low 741 BOB

Transaction Impact: A difference of 149.94 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1737

0.1463

JanuMarcMayJulySeptNove

HTG to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1584, compared to 0.1525 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.1584

H2 Avg (Jul–Dec) 0.1525

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0210 BOB (High: 0.1782 / Low: 0.1572). On the other end, December was the most stable month, with a tight range of 0.0009 BOB (High: 0.1491 / Low: 0.1482).

February Spread (Volatile) ±0.0210

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0152 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0152

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.1715) against the same month in 2013 (average: 0.1644), the exchange rate shifted by +0.0071 (+4.32%).

2014 Avg (February) 0.1715

2013 Avg (February) 0.1644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1667	0.1581	0.1611
February	0.1782	0.1572	0.1715
March	0.1600	0.1518	0.1563
April	0.1560	0.1539	0.1548
May	0.1546	0.1530	0.1536
June	0.1545	0.1523	0.1531
July	0.1545	0.1529	0.1540
August	0.1548	0.1523	0.1539
September	0.1549	0.1537	0.1543
October	0.1554	0.1532	0.1541
November	0.1533	0.1486	0.1499
December	0.1491	0.1482	0.1486