2021 HTG to BOB Historical Review

YEARLY HIGH

0.0966 BOB

YEARLY LOW

0.0675 BOB

YEARLY AVERAGE

0.0780 BOB

2021 HTG to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0966. Conversely, the yearly low was recorded on December 23, dropping to 0.0675.

This high-to-low spread represents a total annual volatility of 0.0291 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0945 to the December average rate of 0.0686, the exchange rate registered a net change of -27.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0966 was down 12.82% compared to the 2020 peak of 0.1108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 483 BOB

2020 Average 383 BOB

Yearly Trough Low 337 BOB

Transaction Impact: A difference of 145.69 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0970

0.0660

JanuMarcMayJulySeptNove

HTG to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0857, compared to 0.0704 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0153 points.

H1 Avg (Jan–Jun) 0.0857

H2 Avg (Jul–Dec) 0.0704

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0062 BOB (High: 0.0869 / Low: 0.0807). On the other end, November was the most stable month, with a tight range of 0.0011 BOB (High: 0.0704 / Low: 0.0693).

April Spread (Volatile) ±0.0062

November Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0058 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0945) against the same month in 2020 (average: 0.0704), the exchange rate shifted by +0.0240 (+34.15%).

2021 Avg (January) 0.0945

2020 Avg (January) 0.0704

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0966	0.0929	0.0945
February	0.0960	0.0907	0.0937
March	0.0916	0.0861	0.0883
April	0.0869	0.0807	0.0841
May	0.0809	0.0753	0.0782
June	0.0773	0.0735	0.0751
July	0.0760	0.0719	0.0731
August	0.0738	0.0694	0.0710
September	0.0719	0.0690	0.0703
October	0.0707	0.0684	0.0695
November	0.0704	0.0693	0.0699
December	0.0699	0.0675	0.0686