2020 HTG to BOB Historical Review

YEARLY HIGH

0.1108 BOB

YEARLY LOW

0.0611 BOB

YEARLY AVERAGE

0.0765 BOB

2020 HTG to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 0.1108. Conversely, the yearly low was recorded on September 6, dropping to 0.0611.

This high-to-low spread represents a total annual volatility of 0.0497 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0704 to the December average rate of 0.0987, the exchange rate registered a net change of 40.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1108 was up 23.59% compared to the 2019 peak of 0.0897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 554 BOB

2019 Average 385 BOB

Yearly Trough Low 306 BOB

Transaction Impact: A difference of 248.58 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1135

0.0570

JanuMarcMayJulySeptNove

HTG to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0691, compared to 0.0839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0148 points.

H1 Avg (Jan–Jun) 0.0691

H2 Avg (Jul–Dec) 0.0839

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0106 BOB (High: 0.1052 / Low: 0.0946). On the other end, August was the most stable month, with a tight range of 0.0010 BOB (High: 0.0624 / Low: 0.0614).

December Spread (Volatile) ±0.0106

August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0088 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.1088) against the same month in 2019 (average: 0.0720), the exchange rate shifted by +0.0369 (+51.25%).

2020 Avg (October) 0.1088

2019 Avg (October) 0.0720

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0727	0.0696	0.0704
February	0.0782	0.0685	0.0709
March	0.0782	0.0722	0.0731
April	0.0731	0.0705	0.0715
May	0.0659	0.0636	0.0649
June	0.0648	0.0629	0.0639
July	0.0632	0.0621	0.0627
August	0.0624	0.0614	0.0617
September	0.0656	0.0611	0.0639
October	0.1108	0.1025	0.1088
November	0.1097	0.1042	0.1075
December	0.1052	0.0946	0.0987