2020 HTG to CDF Historical Review

YEARLY HIGH

31.4769 CDF

YEARLY LOW

16.0345 CDF

YEARLY AVERAGE

20.6049 CDF

2020 HTG to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 31.4769. Conversely, the yearly low was recorded on May 7, dropping to 16.0345.

This high-to-low spread represents a total annual volatility of 15.4424 CDF. From a start-to-finish perspective, comparing the January average rate of 17.1733 to the December average rate of 27.9694, the exchange rate registered a net change of 62.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 31.4769 was up 48.29% compared to the 2019 peak of 21.2261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 157,384 CDF

2019 Average 91,955 CDF

Yearly Trough Low 80,172 CDF

Transaction Impact: A difference of 77,212.06 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.1268

15.4095

JanuMarcMayJulySeptNove

HTG to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.4249, compared to 23.7850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3601 points.

H1 Avg (Jan–Jun) 17.4249

H2 Avg (Jul–Dec) 23.7850

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 8.1400 CDF (High: 30.0312 / Low: 21.8912). On the other end, August was the most stable month, with a tight range of 0.4971 CDF (High: 17.8624 / Low: 17.3653).

December Spread (Volatile) ±8.1400

August Spread (Stable) ±0.4971

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.6676 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.6676

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 30.7337) against the same month in 2019 (average: 17.3039), the exchange rate shifted by +13.4298 (+77.61%).

2020 Avg (October) 30.7337

2019 Avg (October) 17.3039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.7396	16.9604	17.1733
February	19.1940	16.6856	17.3348
March	19.1940	17.8998	18.0930
April	18.2048	17.6348	17.8240
May	17.1966	16.0345	16.8026
June	17.7066	16.8468	17.3217
July	17.8791	17.3772	17.6535
August	17.8624	17.3653	17.5418
September	18.6541	17.3263	18.1746
October	31.4769	28.6958	30.7337
November	31.2869	29.7371	30.6370
December	30.0312	21.8912	27.9694