2024 HTG to CDF Historical Review

YEARLY HIGH

21.9603 CDF

YEARLY LOW

20.1746 CDF

YEARLY AVERAGE

21.3302 CDF

2024 HTG to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 21.9603. Conversely, the yearly low was recorded on January 20, dropping to 20.1746.

This high-to-low spread represents a total annual volatility of 1.7857 CDF. From a start-to-finish perspective, comparing the January average rate of 20.6757 to the December average rate of 21.8174, the exchange rate registered a net change of 5.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 21.9603 was up 3.74% compared to the 2023 peak of 21.1687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 109,801 CDF

2023 Average 83,233 CDF

Yearly Trough Low 100,873 CDF

Transaction Impact: A difference of 8,928.28 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

21.9316

20.5615

JanuMarcMayJulySeptNove

HTG to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.9935, compared to 21.6669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6734 points.

H1 Avg (Jan–Jun) 20.9935

H2 Avg (Jul–Dec) 21.6669

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.7338 CDF (High: 20.9084 / Low: 20.1746). On the other end, March was the most stable month, with a tight range of 0.1995 CDF (High: 21.0860 / Low: 20.8865).

January Spread (Volatile) ±0.7338

March Spread (Stable) ±0.1995

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0317 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 21.8174) against the same month in 2023 (average: 20.5899), the exchange rate shifted by +1.2275 (+5.96%).

2024 Avg (December) 21.8174

2023 Avg (December) 20.5899

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.9084	20.1746	20.6757
February	20.9681	20.7119	20.8685
March	21.0860	20.8865	20.9358
April	21.2776	20.9284	21.0619
May	21.2889	20.9697	21.0711
June	21.5060	21.0660	21.3483
July	21.7294	21.4165	21.5271
August	21.8498	21.3879	21.6312
September	21.7424	21.4781	21.5995
October	21.8490	21.5462	21.6604
November	21.9470	21.6149	21.7658
December	21.9603	21.7462	21.8174