YEARLY HIGH
22.3264 CDF
YEARLY LOW
16.2205 CDF
YEARLY AVERAGE
20.8278 CDF

2025 HTG to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 22.3264. Conversely, the yearly low was recorded on November 15, dropping to 16.2205.

This high-to-low spread represents a total annual volatility of 6.1059 CDF. From a start-to-finish perspective, comparing the January average rate of 21.8404 to the December average rate of 17.2358, the exchange rate registered a net change of -21.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.3264 was up 1.67% compared to the 2024 peak of 21.9603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 111,632 CDF
2024 Average 106,658 CDF
Yearly Trough Low 81,103 CDF
Transaction Impact: A difference of 30,529.54 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.6933
16.4249
JanuMarcMayJulySeptNove

HTG to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.9909, compared to 19.6646 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.3263 points.

H1 Avg (Jan–Jun) 21.9909
H2 Avg (Jul–Dec) 19.6646

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 3.6955 CDF (High: 20.0763 / Low: 16.3808). On the other end, July was the most stable month, with a tight range of 0.1900 CDF (High: 22.1791 / Low: 21.9891).

October Spread (Volatile) ±3.6955
July Spread (Stable) ±0.1900

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.8111 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.8111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 22.1245) against the same month in 2024 (average: 21.6312), the exchange rate shifted by +0.4934 (+2.28%).

2025 Avg (August) 22.1245
2024 Avg (August) 21.6312

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.9833 21.7177 21.8404
February 21.9586 21.6929 21.8562
March 21.9395 21.7264 21.8643
April 22.2645 21.9891 22.1709
May 22.2239 21.9509 22.1503
June 22.2016 21.9197 22.0632
July 22.1791 21.9891 22.0902
August 22.3264 21.8846 22.1245
September 22.2400 20.0924 21.7005
October 20.0763 16.3808 17.8895
November 17.5366 16.2205 16.9473
December 17.5050 16.5404 17.2358