2012 HTG to ISK Historical Review

YEARLY HIGH

3.1183 ISK

YEARLY LOW

2.8262 ISK

YEARLY AVERAGE

3.0012 ISK

2012 HTG to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 3.1183. Conversely, the yearly low was recorded on August 23, dropping to 2.8262.

This high-to-low spread represents a total annual volatility of 0.2921 ISK. From a start-to-finish perspective, comparing the January average rate of 3.0559 to the December average rate of 3.0065, the exchange rate registered a net change of -1.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.1183 was up 1.97% compared to the 2011 peak of 3.0580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 15,591 ISK

2011 Average 14,288 ISK

Yearly Trough Low 14,131 ISK

Transaction Impact: A difference of 1,460.46 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.0885

2.8369

JanuMarcMayJulySeptNove

HTG to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0466, compared to 2.9559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0907 points.

H1 Avg (Jan–Jun) 3.0466

H2 Avg (Jul–Dec) 2.9559

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1968 ISK (High: 3.0760 / Low: 2.8792). On the other end, March was the most stable month, with a tight range of 0.0726 ISK (High: 3.1083 / Low: 3.0357).

July Spread (Volatile) ±0.1968

March Spread (Stable) ±0.0726

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1336 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 3.0620) against the same month in 2011 (average: 2.7790), the exchange rate shifted by +0.2830 (+10.18%).

2012 Avg (April) 3.0620

2011 Avg (April) 2.7790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1145	3.0230	3.0559
February	3.0872	3.0144	3.0446
March	3.1083	3.0357	3.0675
April	3.1183	2.9964	3.0620
May	3.0939	2.9630	3.0214
June	3.0976	2.9562	3.0279
July	3.0760	2.8792	2.9915
August	2.9055	2.8262	2.8579
September	2.9619	2.8772	2.9174
October	3.0314	2.8973	2.9437
November	3.0613	2.9851	3.0185
December	3.0642	2.9667	3.0065