2020 HTG to ISK Historical Review

YEARLY HIGH

2.2422 ISK

YEARLY LOW

1.2068 ISK

YEARLY AVERAGE

1.4985 ISK

2020 HTG to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 2.2422. Conversely, the yearly low was recorded on August 18, dropping to 1.2068.

This high-to-low spread represents a total annual volatility of 1.0355 ISK. From a start-to-finish perspective, comparing the January average rate of 1.2572 to the December average rate of 1.8230, the exchange rate registered a net change of 45.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2422 was up 44.23% compared to the 2019 peak of 1.5546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,211 ISK

2019 Average 6,816 ISK

Yearly Trough Low 6,034 ISK

Transaction Impact: A difference of 5,177.31 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2883

1.1242

JanuMarcMayJulySeptNove

HTG to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3478, compared to 1.6491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3013 points.

H1 Avg (Jan–Jun) 1.3478

H2 Avg (Jul–Dec) 1.6491

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2302 ISK (High: 1.9777 / Low: 1.7475). On the other end, August was the most stable month, with a tight range of 0.0278 ISK (High: 1.2346 / Low: 1.2068).

December Spread (Volatile) ±0.2302

August Spread (Stable) ±0.0278

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 2.1913) against the same month in 2019 (average: 1.2962), the exchange rate shifted by +0.8951 (+69.06%).

2020 Avg (October) 2.1913

2019 Avg (October) 1.2962

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2916	1.2380	1.2572
February	1.4338	1.2379	1.2975
March	1.4893	1.3473	1.4301
April	1.5188	1.4744	1.4980
May	1.3858	1.2746	1.3485
June	1.2895	1.2147	1.2557
July	1.2867	1.2100	1.2553
August	1.2346	1.2068	1.2212
September	1.3173	1.2299	1.2758
October	2.2422	2.0519	2.1913
November	2.2362	2.0101	2.1281
December	1.9777	1.7475	1.8230