2014 HTG to ISK Historical Review

YEARLY HIGH

2.9219 ISK

YEARLY LOW

2.4682 ISK

YEARLY AVERAGE

2.6222 ISK

2014 HTG to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.9219. Conversely, the yearly low was recorded on March 13, dropping to 2.4682.

This high-to-low spread represents a total annual volatility of 0.4538 ISK. From a start-to-finish perspective, comparing the January average rate of 2.6972 to the December average rate of 2.6930, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.9219 was down 5.01% compared to the 2013 peak of 3.0761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 14,610 ISK

2013 Average 14,356 ISK

Yearly Trough Low 12,341 ISK

Transaction Impact: A difference of 2,268.94 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.8686

2.4691

JanuMarcMayJulySeptNove

HTG to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6032, compared to 2.6413 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 2.6032

H2 Avg (Jul–Dec) 2.6413

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.3519 ISK (High: 2.9219 / Low: 2.5701). On the other end, June was the most stable month, with a tight range of 0.0313 ISK (High: 2.5371 / Low: 2.5058).

February Spread (Volatile) ±0.3519

June Spread (Stable) ±0.0313

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2841 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2841

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 2.8353) against the same month in 2013 (average: 3.0002), the exchange rate shifted by -0.1650 (-5.50%).

2014 Avg (February) 2.8353

2013 Avg (February) 3.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7884	2.6298	2.6972
February	2.9219	2.5701	2.8353
March	2.6093	2.4682	2.5512
April	2.5415	2.4993	2.5141
May	2.5300	2.4825	2.5024
June	2.5371	2.5058	2.5188
July	2.5722	2.5110	2.5444
August	2.6169	2.5472	2.5811
September	2.7114	2.6145	2.6543
October	2.7224	2.6668	2.6932
November	2.7528	2.6535	2.6819
December	2.7328	2.6547	2.6930