2016 HTG to MAD Historical Review

YEARLY HIGH

0.1751 MAD

YEARLY LOW

0.1487 MAD

YEARLY AVERAGE

0.1558 MAD

2016 HTG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.1751. Conversely, the yearly low was recorded on September 24, dropping to 0.1487.

This high-to-low spread represents a total annual volatility of 0.0264 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1708 to the December average rate of 0.1519, the exchange rate registered a net change of -11.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1751 was down 19.25% compared to the 2015 peak of 0.2169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 876 MAD

2015 Average 964 MAD

Yearly Trough Low 743 MAD

Transaction Impact: A difference of 132.25 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1729

0.1476

JanuMarcMayJulySeptNove

HTG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1593, compared to 0.1522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.1593

H2 Avg (Jul–Dec) 0.1522

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0086 MAD (High: 0.1751 / Low: 0.1665). On the other end, April was the most stable month, with a tight range of 0.0021 MAD (High: 0.1561 / Low: 0.1540).

January Spread (Volatile) ±0.0086

April Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0088 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1708) against the same month in 2015 (average: 0.2012), the exchange rate shifted by -0.0304 (-15.10%).

2016 Avg (January) 0.1708

2015 Avg (January) 0.2012

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1751	0.1665	0.1708
February	0.1665	0.1602	0.1620
March	0.1610	0.1551	0.1577
April	0.1561	0.1540	0.1554
May	0.1564	0.1537	0.1552
June	0.1563	0.1534	0.1548
July	0.1558	0.1536	0.1550
August	0.1540	0.1496	0.1518
September	0.1514	0.1487	0.1497
October	0.1529	0.1489	0.1513
November	0.1561	0.1515	0.1536
December	0.1533	0.1505	0.1519