2018 HTG to MAD Historical Review

YEARLY HIGH

0.1477 MAD

YEARLY LOW

0.1228 MAD

YEARLY AVERAGE

0.1392 MAD

2018 HTG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.1477. Conversely, the yearly low was recorded on December 20, dropping to 0.1228.

This high-to-low spread represents a total annual volatility of 0.0249 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1434 to the December average rate of 0.1254, the exchange rate registered a net change of -12.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1477 was down 6.88% compared to the 2017 peak of 0.1586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 739 MAD

2017 Average 747 MAD

Yearly Trough Low 614 MAD

Transaction Impact: A difference of 124.62 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1478

0.1234

JanuMarcMayJulySeptNove

HTG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1436, compared to 0.1349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.1436

H2 Avg (Jul–Dec) 0.1349

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0075 MAD (High: 0.1438 / Low: 0.1364). On the other end, February was the most stable month, with a tight range of 0.0024 MAD (High: 0.1443 / Low: 0.1419).

August Spread (Volatile) ±0.0075

February Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0056 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.1457) against the same month in 2017 (average: 0.1430), the exchange rate shifted by +0.0027 (+1.90%).

2018 Avg (May) 0.1457

2017 Avg (May) 0.1430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1464	0.1424	0.1434
February	0.1443	0.1419	0.1433
March	0.1437	0.1412	0.1425
April	0.1439	0.1410	0.1422
May	0.1477	0.1434	0.1457
June	0.1466	0.1423	0.1443
July	0.1453	0.1400	0.1424
August	0.1438	0.1364	0.1408
September	0.1367	0.1341	0.1356
October	0.1358	0.1327	0.1342
November	0.1334	0.1288	0.1310
December	0.1292	0.1228	0.1254