2022 HTG to MAD Historical Review

YEARLY HIGH

0.0946 MAD

YEARLY LOW

0.0711 MAD

YEARLY AVERAGE

0.0871 MAD

2022 HTG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.0946. Conversely, the yearly low was recorded on December 28, dropping to 0.0711.

This high-to-low spread represents a total annual volatility of 0.0234 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0913 to the December average rate of 0.0727, the exchange rate registered a net change of -20.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0946 was down 24.35% compared to the 2021 peak of 0.1250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 473 MAD

2021 Average 507 MAD

Yearly Trough Low 356 MAD

Transaction Impact: A difference of 117.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0943

0.0707

JanuMarcMayJulySeptNove

HTG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0904, compared to 0.0838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.0904

H2 Avg (Jul–Dec) 0.0838

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0118 MAD (High: 0.0912 / Low: 0.0794). On the other end, February was the most stable month, with a tight range of 0.0023 MAD (High: 0.0925 / Low: 0.0902).

August Spread (Volatile) ±0.0118

February Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0083 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.0923) against the same month in 2021 (average: 0.1152), the exchange rate shifted by -0.0229 (-19.87%).

2022 Avg (March) 0.0923

2021 Avg (March) 0.1152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0939	0.0889	0.0913
February	0.0925	0.0902	0.0913
March	0.0946	0.0903	0.0923
April	0.0929	0.0892	0.0906
May	0.0915	0.0874	0.0897
June	0.0904	0.0858	0.0873
July	0.0906	0.0870	0.0882
August	0.0912	0.0794	0.0838
September	0.0927	0.0877	0.0902
October	0.0909	0.0842	0.0881
November	0.0854	0.0762	0.0798
December	0.0751	0.0711	0.0727