YEARLY HIGH
4.1074 NGN
YEARLY LOW
3.6520 NGN
YEARLY AVERAGE
3.7449 NGN

2013 HTG to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 4.1074. Conversely, the yearly low was recorded on October 28, dropping to 3.6520.

This high-to-low spread represents a total annual volatility of 0.4554 NGN. From a start-to-finish perspective, comparing the January average rate of 3.7215 to the December average rate of 3.9292, the exchange rate registered a net change of 5.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.1074 was up 1.90% compared to the 2012 peak of 4.0307, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 20,537 NGN
2012 Average 19,045 NGN
Yearly Trough Low 18,260 NGN
Transaction Impact: A difference of 2,276.77 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.9521
3.6775
JanuMarcMayJulySeptNove

HTG to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7248, compared to 3.7650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0403 points.

H1 Avg (Jan–Jun) 3.7248
H2 Avg (Jul–Dec) 3.7650

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.4389 NGN (High: 4.1074 / Low: 3.6685). On the other end, January was the most stable month, with a tight range of 0.0301 NGN (High: 3.7351 / Low: 3.7050).

December Spread (Volatile) ±0.4389
January Spread (Stable) ±0.0301

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0423 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0423

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.9292) against the same month in 2012 (average: 3.7290), the exchange rate shifted by +0.2002 (+5.37%).

2013 Avg (December) 3.9292
2012 Avg (December) 3.7290

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7351 3.7050 3.7215
February 3.7223 3.6784 3.7004
March 3.7449 3.7076 3.7247
April 3.7423 3.7061 3.7237
May 3.7335 3.6960 3.7173
June 3.8314 3.6741 3.7610
July 3.8024 3.6840 3.7187
August 3.7576 3.6644 3.7074
September 3.7806 3.6669 3.7414
October 3.7677 3.6520 3.7163
November 4.0236 3.6524 3.7772
December 4.1074 3.6685 3.9292