YEARLY HIGH
4.3975 NGN
YEARLY LOW
3.4975 NGN
YEARLY AVERAGE
3.9166 NGN

2015 HTG to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 4.3975. Conversely, the yearly low was recorded on December 19, dropping to 3.4975.

This high-to-low spread represents a total annual volatility of 0.9000 NGN. From a start-to-finish perspective, comparing the January average rate of 3.9951 to the December average rate of 3.5245, the exchange rate registered a net change of -11.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.3975 was up 3.31% compared to the 2014 peak of 4.2565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 21,988 NGN
2014 Average 18,546 NGN
Yearly Trough Low 17,488 NGN
Transaction Impact: A difference of 4,499.91 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.3285
3.4515
JanuMarcMayJulySeptNove

HTG to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1678, compared to 3.6654 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5024 points.

H1 Avg (Jan–Jun) 4.1678
H2 Avg (Jul–Dec) 3.6654

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.3412 NGN (High: 4.3975 / Low: 4.0563). On the other end, April was the most stable month, with a tight range of 0.0290 NGN (High: 4.2071 / Low: 4.1781).

February Spread (Volatile) ±0.3412
April Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5205 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5205

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 4.2555) against the same month in 2014 (average: 4.0665), the exchange rate shifted by +0.1890 (+4.65%).

2015 Avg (February) 4.2555
2014 Avg (February) 4.0665

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1210 3.8657 3.9951
February 4.3975 4.0563 4.2555
March 4.3355 4.1932 4.2492
April 4.2071 4.1781 4.1915
May 4.1995 4.1477 4.1703
June 4.1731 4.0834 4.1451
July 3.8233 3.4990 3.6246
August 3.8157 3.5132 3.7239
September 3.7872 3.7200 3.7603
October 3.7559 3.6797 3.7204
November 3.6973 3.5799 3.6385
December 3.5595 3.4975 3.5245