YEARLY HIGH
12.9319 NGN
YEARLY LOW
6.5330 NGN
YEARLY AVERAGE
11.1380 NGN

2024 HTG to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 12.9319. Conversely, the yearly low was recorded on January 17, dropping to 6.5330.

This high-to-low spread represents a total annual volatility of 6.3988 NGN. From a start-to-finish perspective, comparing the January average rate of 6.9262 to the December average rate of 12.0110, the exchange rate registered a net change of 73.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 12.9319 was up 90.21% compared to the 2023 peak of 6.7988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 64,659 NGN
2023 Average 22,799 NGN
Yearly Trough Low 32,665 NGN
Transaction Impact: A difference of 31,994.19 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

13.3206
6.3449
JanuMarcMayJulySeptNove

HTG to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.0755, compared to 12.2004 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1249 points.

H1 Avg (Jan–Jun) 10.0755
H2 Avg (Jul–Dec) 12.2004

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 5.3130 NGN (High: 12.1465 / Low: 6.8335). On the other end, October was the most stable month, with a tight range of 0.3882 NGN (High: 12.6760 / Low: 12.2877).

February Spread (Volatile) ±5.3130
October Spread (Stable) ±0.3882

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.8858 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -1.8858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 12.7393) against the same month in 2023 (average: 6.0440), the exchange rate shifted by +6.6954 (+110.78%).

2024 Avg (November) 12.7393
2023 Avg (November) 6.0440

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.2849 6.5330 6.9262
February 12.1465 6.8335 10.4123
March 12.1513 10.5196 11.5331
April 10.7222 9.0630 9.6472
May 11.4131 9.3028 10.6874
June 11.4409 10.6069 11.2466
July 12.5810 10.6278 11.5110
August 12.5678 11.9362 12.1227
September 12.6708 12.0594 12.3911
October 12.6760 12.2877 12.4273
November 12.9319 12.4831 12.7393
December 12.8521 11.8299 12.0110